Terms & Conditions

Effective Date: November 2025
Company: AnDa Financial Group LLC
Website: www.andafinancialgroup.com

Welcome to AnDa Financial Group LLC. By accessing or using our website and services, you agree to the following Terms and Conditions. Please read them carefully before using our platform.

By using this website, you confirm that you are at least 18 years old and legally capable of entering into binding agreements. If you do not agree to these terms, please do not use our site or services.

AnDa Financial Group LLC provides professional credit optimization and financial consulting services, designed to help clients understand, improve, and manage their credit profiles. We are not a law firm, not a credit bureau, and do not offer legal advice. Our services are based on consumer rights and fair credit laws, including but not limited to the Fair Credit Reporting Act (FCRA) and the Gramm-Leach-Bliley Act (GLBA). Results may vary depending on individual credit histories, lender policies, and external factors beyond our control.

All clients must sign a separate Service Agreement and Disclosure before any work begins.
This agreement outlines:

• The specific services purchased. 
• Fees and payment terms. 
• Expected timelines and limitations. 

Once payment is made and services begin, all sales are considered final and non-refundable, except as required by law or as otherwise stated in your signed agreement.

Payments are securely processed through WePay, PayPal, or other authorized platforms.
By submitting payment, you authorize AnDa Financial Group LLC to process your transaction for the agreed amount. You are responsible for providing accurate billing and contact information.

You agree to provide truthful, current, and complete information during registration, form submission, and throughout the service process. AnDa Financial Group LLC is not responsible for delays or errors resulting from incorrect or incomplete client information.

All content on this website—including text, graphics, logos, and branding—is the intellectual property of AnDa Financial Group LLC.
You may not copy, reproduce, or distribute any material from this site without prior written consent.

To the fullest extent permitted by law, AnDa Financial Group LLC and its affiliates shall not be liable for any indirect, incidental, or consequential damages resulting from:

• Use or inability to use our website or services. 
• Inaccurate or delayed credit bureau responses. 
• Actions taken by third-party institutions, credit bureaus, or collection agencies. 

Our total liability is limited to the amount paid by the client for the specific service in question.

While we employ proven legal and strategic methods to improve credit standing, we do not guarantee specific outcomes, score increases, or credit approvals.
Credit repair and optimization results depend on multiple external variables.

We maintain the privacy and confidentiality of all client data in compliance with applicable laws.
For more details, please review our Privacy Policy.

Our website may include links to other websites, such as credit monitoring platforms or financial partners. We are not responsible for their content, accuracy, or privacy practices.

We reserve the right to update or modify these Terms at any time.
Any changes will take effect immediately upon posting on our website, with an updated effective date.

These Terms are governed by and construed in accordance with the laws of the State of Florida, USA. Any disputes shall be resolved in the appropriate courts located in Miami-Dade County, Florida.

For questions about these Terms or your use of our services, contact us at:

AnDa Financial Group LLC
Email: info@andafinancialgroup.com
Miami, Florida, USA
www.andafinancialgroup.com